Construction Draw Inspections in Philadelphia for Banks & Lenders
Independent construction draw inspections — also called construction progress or fund-control inspections — for banks, lenders, and builders across Philadelphia, Montgomery, Bucks, Chester & Delaware counties. Residential and commercial construction loans, including FHA 203(k). Bob personally performs every site visit — InterNACHI-certified, 20+ years of construction and lending experience, 24-hour photo reports. One inspector, one point of accountability. Call 610-348-6728.
For Banks & Lenders
What Is a Construction Draw Inspection?
A construction draw inspection is a third-party site visit, ordered by a bank or lender, that verifies construction progress before the next installment of loan funds is released. An independent inspector photographs the site, evaluates the work completed, and confirms that progress matches the builder's draw request. Lenders also call it a construction progress inspection or fund-control inspection.
It protects the lender's collateral, confirms funds are being applied as planned, and gives borrowers confidence the project is on track. Most residential construction loans require 4 to 6 draw inspections — one at each major milestone.
- Who orders it: the bank or lender financing the construction loan
- Who pays: usually the borrower (added to closing costs), or the bank
- How many per project: 4 to 6 for a typical residential construction loan
- Report turnaround: within 24 hours of the site visit — frequently same-day
- Cost: residential from $125 per visit; commercial priced by project size
- Coverage: Philadelphia plus Montgomery, Bucks, Chester & Delaware counties, PA
Progress Verification
On-site evaluation of work completed vs. what's claimed on the draw request. Percentage-of-completion assessment at each milestone.
Photo Documentation
Comprehensive photographic record of all visible construction progress, materials on site, and current conditions — delivered in your report.
Quality Assessment
Visual evaluation of workmanship quality at the current stage — identifying potential code concerns, safety issues, or scope changes.
Budget & Timeline Review
Assessment of whether construction is proceeding on schedule and funds are being applied consistently with the project plan and draw schedule.
Red Flag Identification
Early detection of work stoppages, material shortages, subcontractor issues, or discrepancies between claimed and actual progress.
24-Hour Report Delivery
Detailed inspection report delivered within 24 hours of the site visit — frequently same-day — so fund disbursement decisions aren't delayed.
The Process
How Do Construction Draw Inspections Work?
Builder Submits a Draw Request
The contractor completes a phase of work and submits a draw request to the lender for the next installment of construction loan funds.
Lender Orders an Inspection
The bank contacts Bob to schedule a third-party site visit. Inspections are scheduled within 24 to 48 hours of the request.
On-Site Verification & Report
Bob visits the site, photographs all progress, compares work to the draw schedule, and delivers a detailed report within 24 hours — so the lender can approve or hold the draw.
Why Choose Bob
What Sets All Seasons Draw Inspections Apart?
InterNACHI Certified
InterNACHI Certified Professional Inspector (CPI) — the credential banks and lenders look for when selecting a qualified construction inspector.
Local Inspector, Not a National Dispatch Network
National draw-inspection networks rotate whoever is available and assign work by lottery. With All Seasons, Bob personally handles every draw on your project — the same experienced, local inspector every visit, reachable directly.
20+ Years Local Experience
Two decades of inspecting properties across the Greater Philadelphia region. Bob knows local building codes, construction patterns, and common issues inside and out.
Fast Turnaround
24-48 hour scheduling. Reports delivered within 24 hours of the site visit — frequently same-day. Your projects stay on schedule because the inspection never becomes the bottleneck.
Our Clients
Who Uses Construction Draw Inspection Services?
All Seasons provides residential and commercial construction draw inspections for a range of lending institutions and construction professionals throughout the Greater Philadelphia region. Most work is residential construction loans; Bob also inspects commercial draws — multi-unit, mixed-use, and business properties — for commercial real estate lenders.
Community Banks & Credit Unions
Local lenders issuing residential construction loans who need a trusted, local inspector they can call directly.
Regional & National Banks
Mid-size and large institutions with construction lending departments seeking reliable local coverage in the Philadelphia market.
Mortgage Companies
Lenders offering FHA 203(k) renovation loans and other construction-to-permanent financing that requires progress verification.
Private & Hard Money Lenders
Private lenders funding fix-and-flip projects and renovation loans who need independent verification that funds are being applied properly.
Commercial Real Estate Lenders
Lenders financing commercial construction — multi-unit residential, mixed-use, and business properties — who need on-site progress verification before each draw is released.
Where We Serve
Where Does All Seasons Provide Draw Inspections?
Bob provides construction draw inspections throughout the Greater Philadelphia region — covering 5 counties and 56 communities across southeastern Pennsylvania.
Montgomery County
Philadelphia County
Bucks County
Chester County
Delaware County
Common Questions
Draw Inspection FAQs
Start a Relationship
Reliable Draw Inspections for Your Construction Portfolio
Call Bob directly to discuss your draw inspection needs, or fill out the form. Same-day response for lending institutions.